Our Services
Payment solutions built for small businesses
From your first dip or tap to your millionth transaction, ValuPayments has the tools, rates, and support to keep your business moving.
In-Person Card Processing
Accept every major card at the counter, tableside, or anywhere your customers are. Our terminals are fast, reliable, and PCI-compliant out of the box.
- Visa, Mastercard, Amex & Discover
- Contactless & chip payments
- Apple Pay & Google Pay
- Next-day funding available
- Free terminal with qualifying accounts
Online Payment Gateway
Sell online with a secure, hosted checkout that integrates with your existing website or e-commerce platform in minutes.
- Hosted checkout pages
- Shopping cart integrations
- Recurring billing & subscriptions
- Fraud detection & chargeback protection
- SSL-secured transactions
Mobile Payments
Take payments anywhere with our free mobile card reader or no hardware needed for tap-to-pay from your phone. Perfect for food trucks, markets, trade shows, and on-site service businesses.
- Compact Bluetooth card reader
- iOS & Android app
- Works on any cell signal
- Instant receipts via email or SMS
- Real-time sales reporting
Virtual Terminal
Accept phone orders and mail-in payments from any browser — no hardware required. Ideal for service businesses and B2B invoicing.
- Browser-based, no software install
- Manual card entry
- Invoice & payment link generation
- Stored customer profiles
- Full transaction history
POS Systems
Full point-of-sale systems for restaurants, retail, and service businesses. Inventory, staff management, and payments in one place.
- Clover POS
- Inventory management
- Employee time tracking
- Customer loyalty programs
- Dejavoo- DejaPayPro & P-Line
Business Funding
Need capital to grow? Get a merchant cash advance based on your processing volume — fast approval, no collateral required.
- Funding up to $500,000
- Approval in 24–48 hours
- No fixed monthly payments
- Based on sales volume, not credit score
- Flexible repayment terms
ValuChoice Program
Dual Pricing & Cash Discount
When businesses offer Dual Pricing, they maintain 100% of the cash price for every item they sell — making it highly beneficial to business owners.
How It Works
Through ValuPayments' technology, a merchant presents the customer with both a cash price and a regular price.
The customer selects their preferred payment method, allowing them to pay cash and save off the regular price.
Displaying both prices on signage, inventory, and hardware allows the most transparency for your customers.
Keep 100% of your cash price. ValuChoice lets you offset processing costs while giving customers the freedom to choose how they pay.
Getting started
Up and running in 24 hours
Get a free quote
Tell us about your business and current processing volume. We'll build a custom rate proposal.
Sign & submit
Complete a simple application online. No lengthy paperwork, no branch visits required.
Get approved
Most accounts are approved within 24 hours. We handle all the setup and configuration.
Start accepting payments
Your terminal ships free. Plug in, activate, and you're ready to take your first payment.
Ready to cut your processing costs?
Get a free, no-obligation rate analysis. We'll show you exactly how much you can save.